Loan Recovery Officer (ABA Bank)

Closing Date:17/09/2016

Job Description:

Loan Recovery Officer is responsible for the daily activities by coordinate with the loan branch officer in order to collect the debt from the defaulted client. Furthermore, the officer needs to regular conduct a site visit by coordinate with the respective loan branch officer, follow the process, produces, update, send a report and recommend appropriate action to the Head of Loan Recovery.

Location

Kampong Thom, Kampong Cham, Kampong Speu, Kampong Chhnang, Porsat, Siem Reap, Takeo, Battambang, Poey Pot

Duties and Responsibilities

• Monitor daily overdue report and check if any potential defaulted client in the list of its region branches.
• Produce daily overdue and repayment and send to the respective branches.
• Coordinate with loan branch officer with its region branches in order to chase and follow up overdue client.
• Conduct site visit by coordination with the respective loan branch officers.
• Be able to communicate with the defaulted client in any circumstances.
• Arrange for the daily transfer balance of any assigned client.
• Closely monitor and follow up on the defaulted client.
• Provide recommendation to Head of Loan Recovery on action to be taken of defaulted client.
• Regularly chase and follow up with the defaulted client by coordinate the respective loan officer.

Skills and Specifications

• Bachelor/ with major in Banking and Finance, and law or related field.
• At least 1-2 year experiences in Micro Finance Institution/commercial bank or related field.
• English Proficiency.
• Good level of computer program (MS. Word & Excel).
• Good understanding of business process.
• Strong in negotiation skill and Be flexible.
• Hardworking, commitment, patient, ability to communicate and self- motivated person.
• Good interpersonal Skill.
• Attention to details.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Legal Officer (ABA BANK)

Closing Date:22/09/2016

Job Description

The Legal Officer is responsible for checking and reviewing the completed legal documents such as loan agreement, security agreement etc, before and after the loan disbursement. Preparation of legal documents for court action by working with a lawyer is also included. 

Location

Phnom Penh, Head Office

Duties and Responsibilities

• To assist the bank’s branches for review the legal documents such as loan agreement, security agreement, and others before and after the loan disbursement;
• To conduct the training orientation regarding the legal documents;
• To assist, advise, and coordinate to branches/departments for properly using legal Agreement;
• Verify the legal documents before submitting to the competent courts;
• Undertake domestic and international legal research tasks;
• File and process the court action in accordance with lawyer and/or internally through the ABA Bank;
• To check all legal documents including security agreement before loan disbursement to ensure that bank's legal rights are protected by the execution agreements and security is legally respected;
• To translate and interpret contract and legal documents required by the bank management through approval from Head of Legal Department;
• To conform the proper contacts and legal documents for execution;
• To file all the executed contracts within the contracts filing system and ensure material contracts are audit ready for diligence activities;
• Communicate with governmental authorities and courts to address any issue on the bank’s operation; and
• To perform any other related duties as required by head of legal department.

Skills and Specifications

• Bachelor in law or related field;
• At least one year experience in legal;
• Strong oral and written communication skills in English;
• Ability to interact effectively and collaboratively both internally and externally;
• Honesty, reliability, and a commitment to strict confidentiality;
• Self-motivated and committed to self-improvement;
• Adapt to a dynamic environment;
• Attention to details and accuracy.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Senior Lending Specialist (Phillip Bank Plc Cambodia)

Closing Date: 30th Aug 2016 

Phillip Bank Plc Cambodia is part of the Phillip Capital Group of Companies that is based in Singapore. The Group is an Asian integrated financial house providing a wide range of products and services with presence in 16 countries in Asia, Australia, Europe, and North America.

The Group has over 3,500 employees and 800,000 clients worldwide. The total asset under management of USD22 billion and shareholders' funds is in excess of USD1 billion. The comprehensive suite of financial products includes corporate finance, stock broking, futures, derivatives, insurance and wealth management.

PhillipBank has the strength and capability to connect Cambodia to a broader array of safe and secure innovative products and services.

The combined international and local in-depth knowledge, skills and assets allows PhillipBank the advantage of positioning itself as a bank that understands the need to customise their offerings for the benefit of Cambodia.

NO. OF VACANCIES: 03

Report To: Branch Manager

Location: Phnom Penh

Job Purpose

• To grow loans and retail deposits for the Bank.

Job Description

• Promote Bank Products for both loans and deposits.
• Preparing for all required loan/deposit documents.
• Process loan and put up credit memo.
• Propose, plan and execute marketing strategies.
• Liaise with potential clients and depositors.
• Conduct Site visits and interview potential clients.
• Conduct market survey and background checking to ensure proper KYC procedures are complied.
• Assist to train or guide junior Marketing Officers to improve in their credit skills and knowledge.
• Ensure prompt actions for efficient loan processing, approval, documentation and drawdown completion.
• To promote a good quality loans portfolio and to conduct prompt review of existing borrowers facilities

Requirement

• Degree in Marketing, Business or any related discipline.
• Minimum 4 years relevant working experience with commercial bank
• High Commitment, willing to achieve assigned target.
• Effective presentation and communication skills, good at social-networking.
• Able to interact confidently at all levels.
• Possess positive attitude, enthusiasm and willingness to work both independently and as a team member.
• Must be willing to travel and possess own transport.
• Ability to propose, plan and execute marketing strategies.
• Articulate with strong writing skill in English and Khmer.
• Literate in Microsoft software
• Knowledge of a foreign language would be an added advantage preferably in Mandarin

Remuneration

PhillipBank offers a career in banking, competitive salary, 13th month salary, performance incentives and others.

How to Apply

Interested candidates is welcomed to send your last updated resume, a copy of Cambodian ID card and a recent passport size photograph not later than30th Aug 2016  to the following:

Phillip Bank Plc
#27DEF, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Cambodia Or email us at: careers@phillipbank.com.kh

For additional information, please visit: www.phillipbank.com.kh

Contact Person: Mr. Ly Chetra
(All applications will be treated in strict confidentiality) 

Junior Micro Business Loan Officer (ABA BANK)

Closing Date:30/09/2016

Job Description

Junior Micro Business Loan Officer is responsible for processing and analyzing Micro Business Loan applications and conduct credit investigations, reports and more.

Location

ABA branches across Cambodia

Duties and Responsibilities

• Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrowers.
• Receives and screens loan applications.
• Conducts sit visit of secure collateral.
• Follows up delinquent clients immediately and refers to immediate supervisor.
• Responsible for the attainment of his/her performance targets.
• Responsible for processing registration of title deed at local authorities and Land office.

Skills and Specifications

• Minimum High School graduated, under graduated, Bachelor Degree of any related fields
• One (1) year working experience in selling/any related fields is a plus
• Presents high attention to details
• Has a good understanding of banking products and service/lending part is more preferable
• Hardworking, commitment, ability to communicate and self-motivated person
• Has good interpersonal skill
• Computer skills: MS. Word & Excel
• Language: English and Khmer
• Be able to travel based on location set

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

SME Loan Officer (ABA BANK)

Closing Date:22/09/2016

Job Description

The incumbent is responsible for processing Loan applications for SME and Corporate Clients, as well as monitoring the Loan Portfolio.

Location

Phnom Penh branches

Duties and Responsibilities

• Prospects new clients and assists them for loan application.
• Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
• Prepares and execute loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
• Monitors the loan and follows up of the timely repayment.
• Maintains contact and maintain good relationship with client.
• Ensure full compliance with all in place ABA policies & procedures and with audit recommendations.

Personal Traits

• Good understanding of business process
• Ability to communicate and to maintain good relation with the clientele
• Good presentation skills and excellent courteous attitude; social concern
• Ability to work in confidentiality; ability to work in the field

Skills and Specifications

• Bachelor Degree in Banking & Finance or Accounting at least 1 year prior experience in Credit Department in commercial Banks 
• Organizational and time management skills
• Ability to work effectively in a team environment
• Negotiation and internal relationship building
• Sound written and verbal English communication skills
• Advanced Computer Skills (Ms. Word, Excel, Power Point)
• Analysis and Reporting Skills
• Proficient Khmer typing skills 
• Problem Solving and Decision Making

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Loan Admin Officer (ABA BANK)

Closing Date:09/09/2016

Job Description

The main responsibilities of Loan Administrative Officer are to valuate, authorize, or recommend approval of commercial, real estate, or credit loans, advise borrowers on financial status and methods of payments, including mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.

Location

Phnom Penh and provincial branches

Duties and Responsibilities

• Process the credit cases of Micro Business Loans to head office.
• Monitoring and following up next settlement dates and expiry of Micro Business Loan and ensuring timely settlements.
• Controlling and monitoring Credit Committee Resolution.
• Preparing legal documents for loan approved from Head Office.
• Ensure safekeeping of all the documents related to the approved loan i.e. loan application, collateral/securities documents submitted by the borrower in the vault after recording of the particulars in the respective vault register.
• Coordinate with credit administration officer at head office to monitor the expiration of insurance policies.
• Coordinate with client for review of loans, insurance renewal, legal documents, etc.
• Administrative Task of Micro Business Loans.

Skills and Specifications

• Bachelor degree in the field of banking and finance, accounting, economic, law or other equivalent;
• At least 1 year experience in Micro Finance/Bank;
• Have strong numeric and administrative skill;
• Willing to work under pressure;
• Good command of computer literacy and English language.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Teller (ABA BANK)

Closing Date:30/09/2016

Job Description

Teller is responsible for handling customer transactions at banks, including taking deposits, disbursing cash, opening accounts, and investigating fees.

Location

Provincial and Phnom Penh branches

Duties and Responsibilities

• Counter operations;
• Handle cash for all the transactions;
• Money counterfeit notice;
• Deposit/withdraw Cash and Cheque;
• Be Confidential with the Customers’ balance or other transactions;
• Exchange money;
• Printing Bank statement;
• Closing Account;
• Provide a comfortable way for customers with the bank services;
• Check the closed balance with cash on daily basis.

Skills and Specifications

• Bachelor Degree in Finance, Accounting or other relevant fields
• Minimum 1 year experience of relevant experiences in customer services or other front line role
• Ability to accurately and efficiently process cash transaction
• Attention to details
• Good planning, problem solving & organizing skills
• Computer skills in Ms Word, Excel, PowerPoint, etc.
• Good command in spoken and written English is required.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.