Senior Lending Specialist (Phillip Bank Plc Cambodia)

Closing Date: 30th Aug 2016 

Phillip Bank Plc Cambodia is part of the Phillip Capital Group of Companies that is based in Singapore. The Group is an Asian integrated financial house providing a wide range of products and services with presence in 16 countries in Asia, Australia, Europe, and North America.

The Group has over 3,500 employees and 800,000 clients worldwide. The total asset under management of USD22 billion and shareholders' funds is in excess of USD1 billion. The comprehensive suite of financial products includes corporate finance, stock broking, futures, derivatives, insurance and wealth management.

PhillipBank has the strength and capability to connect Cambodia to a broader array of safe and secure innovative products and services.

The combined international and local in-depth knowledge, skills and assets allows PhillipBank the advantage of positioning itself as a bank that understands the need to customise their offerings for the benefit of Cambodia.

NO. OF VACANCIES: 03

Report To: Branch Manager

Location: Phnom Penh

Job Purpose

• To grow loans and retail deposits for the Bank.

Job Description

• Promote Bank Products for both loans and deposits.
• Preparing for all required loan/deposit documents.
• Process loan and put up credit memo.
• Propose, plan and execute marketing strategies.
• Liaise with potential clients and depositors.
• Conduct Site visits and interview potential clients.
• Conduct market survey and background checking to ensure proper KYC procedures are complied.
• Assist to train or guide junior Marketing Officers to improve in their credit skills and knowledge.
• Ensure prompt actions for efficient loan processing, approval, documentation and drawdown completion.
• To promote a good quality loans portfolio and to conduct prompt review of existing borrowers facilities

Requirement

• Degree in Marketing, Business or any related discipline.
• Minimum 4 years relevant working experience with commercial bank
• High Commitment, willing to achieve assigned target.
• Effective presentation and communication skills, good at social-networking.
• Able to interact confidently at all levels.
• Possess positive attitude, enthusiasm and willingness to work both independently and as a team member.
• Must be willing to travel and possess own transport.
• Ability to propose, plan and execute marketing strategies.
• Articulate with strong writing skill in English and Khmer.
• Literate in Microsoft software
• Knowledge of a foreign language would be an added advantage preferably in Mandarin

Remuneration

PhillipBank offers a career in banking, competitive salary, 13th month salary, performance incentives and others.

How to Apply

Interested candidates is welcomed to send your last updated resume, a copy of Cambodian ID card and a recent passport size photograph not later than30th Aug 2016  to the following:

Phillip Bank Plc
#27DEF, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Cambodia Or email us at: careers@phillipbank.com.kh

For additional information, please visit: www.phillipbank.com.kh

Contact Person: Mr. Ly Chetra
(All applications will be treated in strict confidentiality) 

Junior Micro Business Loan Officer (ABA BANK)

Closing Date:30/09/2016

Job Description

Junior Micro Business Loan Officer is responsible for processing and analyzing Micro Business Loan applications and conduct credit investigations, reports and more.

Location

ABA branches across Cambodia

Duties and Responsibilities

• Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrowers.
• Receives and screens loan applications.
• Conducts sit visit of secure collateral.
• Follows up delinquent clients immediately and refers to immediate supervisor.
• Responsible for the attainment of his/her performance targets.
• Responsible for processing registration of title deed at local authorities and Land office.

Skills and Specifications

• Minimum High School graduated, under graduated, Bachelor Degree of any related fields
• One (1) year working experience in selling/any related fields is a plus
• Presents high attention to details
• Has a good understanding of banking products and service/lending part is more preferable
• Hardworking, commitment, ability to communicate and self-motivated person
• Has good interpersonal skill
• Computer skills: MS. Word & Excel
• Language: English and Khmer
• Be able to travel based on location set

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

SME Loan Officer (ABA BANK)

Closing Date:22/09/2016

Job Description

The incumbent is responsible for processing Loan applications for SME and Corporate Clients, as well as monitoring the Loan Portfolio.

Location

Phnom Penh branches

Duties and Responsibilities

• Prospects new clients and assists them for loan application.
• Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
• Prepares and execute loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
• Monitors the loan and follows up of the timely repayment.
• Maintains contact and maintain good relationship with client.
• Ensure full compliance with all in place ABA policies & procedures and with audit recommendations.

Personal Traits

• Good understanding of business process
• Ability to communicate and to maintain good relation with the clientele
• Good presentation skills and excellent courteous attitude; social concern
• Ability to work in confidentiality; ability to work in the field

Skills and Specifications

• Bachelor Degree in Banking & Finance or Accounting at least 1 year prior experience in Credit Department in commercial Banks 
• Organizational and time management skills
• Ability to work effectively in a team environment
• Negotiation and internal relationship building
• Sound written and verbal English communication skills
• Advanced Computer Skills (Ms. Word, Excel, Power Point)
• Analysis and Reporting Skills
• Proficient Khmer typing skills 
• Problem Solving and Decision Making

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Loan Admin Officer (ABA BANK)

Closing Date:09/09/2016

Job Description

The main responsibilities of Loan Administrative Officer are to valuate, authorize, or recommend approval of commercial, real estate, or credit loans, advise borrowers on financial status and methods of payments, including mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.

Location

Phnom Penh and provincial branches

Duties and Responsibilities

• Process the credit cases of Micro Business Loans to head office.
• Monitoring and following up next settlement dates and expiry of Micro Business Loan and ensuring timely settlements.
• Controlling and monitoring Credit Committee Resolution.
• Preparing legal documents for loan approved from Head Office.
• Ensure safekeeping of all the documents related to the approved loan i.e. loan application, collateral/securities documents submitted by the borrower in the vault after recording of the particulars in the respective vault register.
• Coordinate with credit administration officer at head office to monitor the expiration of insurance policies.
• Coordinate with client for review of loans, insurance renewal, legal documents, etc.
• Administrative Task of Micro Business Loans.

Skills and Specifications

• Bachelor degree in the field of banking and finance, accounting, economic, law or other equivalent;
• At least 1 year experience in Micro Finance/Bank;
• Have strong numeric and administrative skill;
• Willing to work under pressure;
• Good command of computer literacy and English language.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Teller (ABA BANK)

Closing Date:30/09/2016

Job Description

Teller is responsible for handling customer transactions at banks, including taking deposits, disbursing cash, opening accounts, and investigating fees.

Location

Provincial and Phnom Penh branches

Duties and Responsibilities

• Counter operations;
• Handle cash for all the transactions;
• Money counterfeit notice;
• Deposit/withdraw Cash and Cheque;
• Be Confidential with the Customers’ balance or other transactions;
• Exchange money;
• Printing Bank statement;
• Closing Account;
• Provide a comfortable way for customers with the bank services;
• Check the closed balance with cash on daily basis.

Skills and Specifications

• Bachelor Degree in Finance, Accounting or other relevant fields
• Minimum 1 year experience of relevant experiences in customer services or other front line role
• Ability to accurately and efficiently process cash transaction
• Attention to details
• Good planning, problem solving & organizing skills
• Computer skills in Ms Word, Excel, PowerPoint, etc.
• Good command in spoken and written English is required.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Micro Business Loan Officer (ABA BANK)

Closing Date:30/09/2016

Job Description

Micro Business Loan Officer is responsible for processing and analyzing Micro Business Loan applications and conduct credit investigations, reports and more.

Location

Provincial and Phnom Penh branches

Duties and Responsibilities

• Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
• Receives and screens loan applications.
• Conducts credit investigation for borrowers and their co-makers.
• Evaluates cash flow of loan applicants.
• Conducts sit visit of secure collateral.
• Ascertains the completeness of loan documents.
• Follows up delinquent clients immediately and refers to immediate supervisor.
• Recommends remedial measures for delinquent clients in accordance with the recovery policies and procedures of the Bank.
• Responsible for the attainment of his/her performance targets.

Skills and Specifications

• Bachelor with major in Banking and Finance, Accounting, Management and Marketing or related field
• At least one year experience in Micro Finance Institution/commercial bank or related field.
• English Proficiency
• Good level of computer program (MS Word & Excel)
• Good understanding of business process
• Hardworking, commitment, ability to communicate and self-motivated person
• Good interpersonal skills
• Attention to details

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Graphic (Visual) Designer (ABA BANK)

Closing Date:31/08/2016

We are looking for a Graphic Designer to help conceptualize, develop, and refine visual communication that will assist our clients easily interact with financial products & services. As a member of the marketing team, you will work with Product & Service development, Research, and Developer teams to bring simplicity and ease-of-use to the banking experience. In this role, your work will touch thousands of people across the country who rely on our service.

Location

Phnom Penh, Head Office

Who we are looking for

A designer whose work is clean, modern, inspiring, and above all, empathetic. A team player with experience across visual, interaction and motion design. Mastery of all three of these disciplines is not necessary, but we prefer Visual designer who can take on multiple aspects of a single project. Talent and potential must be presented in the existing portfolio.

Duties and Responsibilities

• Design marketing collaterals, including brochures, posters, banners, brand identity, application forms, and others.
• Identify and articulate user needs and refine solutions in face of data and other findings.
• Define interaction models, user flows, and UI specifications.
• Collaborate with other colleagues to maintain design consistency and coherence across the product and service as appropriate.
• Assist with design, web projects and application development from concept to execution while adhering to the brand standards.
• Maintain ABA brand identity so it remains consistent and is used properly by external parties  /agencies.

Skills, Specifications and Requirements

• Bachelor degree in Art / Design (e.g. interaction, graphic, visual communications, product, industrial), or a related field or equivalent practical experience.
• At least 2 years experience in Graphic (Visual) Design or any related field.
• Familiar with Khmer cultural factor that may affect the brand or product presentation in the market.
• Strong visual design or data visualization skills.
• Ability to rapidly prototype / conceptualize the ideas.
• Attention to details.
• Self-motivation to prioritize and manage workload and meet critical project milestones and deadlines.
• Excellent problem-solving skills.
• Excellent interpersonal skills and the ability to build good working relationships.
• Thorough knowledge and understanding of Adobe Creative Suite (AI, InDesign, Photoshop, After Effect, etc.) and ASP, PHP, JavaScript, HTML, and CSS experience.
• Interested applicant should submit his/her detailed actual portfolio along with CV.

Other Requirements (optional)

• Motion design ability or experience in using animation to educate, engage and delight.
• The basic understanding of iconography, typography, color, space and texture together.
• Experience in conducting user testing and/or analytical research.
• HTML and CSS knowledge based on the latest responsive design techniques.

How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Collateral Officer ABA Bank

 Closing Date:19/08/2016

Job Description

This position will be responsible for recording properties that are proposed as the collateral for the bank, conduct land market survey and property inspection.

Location:

Phnom Penh, Head Office

Duties and Responsibilities

• To record the properties proposed as collateral for the loan
• Send the values of the proposed collateral to branches
• Conduct side inspection of the proposed collateral whenever required
• Conduct land market survey across all provinces and update properties information
• To give indicative value of the proposed collateral across all the provinces
• Make communication/discussion with all branches about the difference market value between branch and collateral unit
• To support other assigned tasks of required by direct line manager
• Check Indicative value with external valuer
• Confirm and identify the correct proposed collateral for the bank
• Coordinate with Recovery and Lending team if any

Skills and Specifications

• Should know land market price in most of the town of provinces in Cambodia
• Should have experience in property inspection and land market survey
• Able to use at least three valuation methods
• Able to make communication with all branches

Follow this link: How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.

Branch Operations Officer (ABA BANK)

Closing Date:26/08/2016

Job Description

Branch Operation Officer this role is responsible for assisting Branch Manager / Deputy Branch Manager in ensuring the smooth running of daily branch operations and a high standard of operational control; especially in the areas of customer on boarding process as well as the compliance to AML / CFT internal rules. In addition, you also provide efficient in meeting customer’s banking needs and work together as a team in achieving sales and initiatives.

Location

Kratie Branch

Duties and Responsibilities

• Support the process for account opening and validation in system as effective as possible. Making sure documents submitted by front officers are accurate and valid. Take action to follow up in case provided documents are not complete.
• Upload the specimen signature form, signed by proper discretionary holder(s) on timely manner.
• Contribute to efficient delivery of customer requests, including, issuance of cheques book, cheque activation, bank confirmation (i.e., scheduled account statement printing…), etc.,
• Maintain a proper control of sales kits and stock for passbook, FD certificate, blank cheques book, brochures, etc., take action to report and request for the new stock as necessary.
• Support and handle complex customer’s issues in supporting sales area while executing excellent customer service principles.
• Monitor daily account movement in material amount (USD 50K or more) and make necessary reports to DBM / BM.
• Work in collaboration with front officers to collect pending fees (i.e., dormant fee) and improve the structure of values account; take action on closure of low value accounts.
• Maintains cooperative and productive work atmosphere, including “speak-up culture” within the branch.
• Assist DBM / BM on other operational tasks as assigned by BM / DBMCS.

Skills and Qualifications

• Bachelor degree in Business, Finance or Marketing field.
• Minimum 1 year of working experience as an Operations Officer, Customer Service-related skills.
• Organizational and time management skills.
• Ability to work effectively in a team environment.
• Good internal relationship building.
• Good written and verbal communication skills.
• Attention to details and accuracy.
• Computer literacy.

Follow this link: How to apply

Interested and qualified applicants should submit only their updated covering letter and CV stating the position you apply for with current photo (4x6) via the Application form below.